Following are the benefits of Bright Credit:
- Interest savings: You can use Bright Credit to refinance your credit card debt. As you pay down your higher-interest credit cards, you can save on interest fees*.
- Affordable and flexible monthly payments: Our monthly payments are low. You can choose to pay more than the monthly minimum each month at your own convenience.
- Limit grows: We evaluate users who make on-time payments and are in good standing for credit limit increases automatically (limit changes are subject to credit underwriting and approval).
- 24x7 Customer Support: With your Bright account, you get a 24*7 live support service to help you with any questions or issues you may have.
- No origination fees or prepayment fees: We don’t charge any origination fees for using Bright Credit. Also, there are no prepayment charges, if you choose to close your Bright Credit account early.
*Individual interest savings may vary and are not guaranteed.