A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help protect you from fraud.
When you place a security freeze, creditors (like us) cannot access your credit report. This keeps us from processing your Bright Credit application.
To let us (or any other lenders) access your credit files again, you will need to lift your credit freeze permanently or temporarily.
Contact credit reporting agencies to freeze or unfreeze your credit report.
Lift the freeze on your credit report for free by contacting any of the three major credit reporting agencies:
You can submit your request online, by phone, or by mail.
If you have any questions, please feel free to reach out to us.