Your credit limit is determined based on a variety of factors, including your credit score, income, credit history, etc. We offer credit lines of up to $8,000.
Once you apply for Bright Credit, our team will review and verify your application. If your application is approved, you will get to know the exact credit limit you would be eligible for Bright Credit. You can use that amount to refinance your credit card debt.
Also, users who make on-time payments and are in good standing may be evaluated for credit limit increases (limit changes are subject to credit underwriting and approval)