Bright Builder creates additional payment history for you to build credit history.
- You get a secured loan of as little as $50
- To access the loan, you have to build a deposit of as little as $50
- Once the deposit is complete, you get access to the secured loan
- Spend the credit however you like
- Pay back the minimum due every month
- This monthly repayment builds your payment history
- You build your credit
- You can close your account if you want, and get your deposit back after clearing the outstanding balance