Bright Money

Bright Builder is a secured line of credit that helps you build credit history by reporting payment history. The product requires you to build a security de...

Bright Builder creates additional payment history for you to build credit history. You get a secured loan of as little as $50  To access the loan, you...

Here’s what makes Bright Builder different from other credit-building products: 0% APR. No interest fees: Unlike other credit building products, Bright Bu...

Application fees: There are NO fees while applying for Bright Builder. Origination fees: No, we do not charge any origination fees for Bright Builder. An...

Being a U.S. citizen or a permanent resident Being at least 18 years old Complete the KYC verification  Being a resident of the states where we service ...

Currently, Bright Builder is only available in selected states. However, our team is working to make Bright Builder available to all the states of the USA. ...

No, applying for Bright Builder does NOT impact your credit score. There is no credit check to apply. 

No, Bright Builder does not do a hard pull.

Yes, at Bright we believe in better financial outcomes for everyone. You can apply for Bright Builder irrespective of your current credit score. Bright Buil...

You can apply for Bright Builder on Bright’s app or website. To download the app, use this link -  Google Play Store Apple App Store To apply on Brigh...