Here’s what makes Bright Builder different from other credit-building products:
- 0% APR. No interest fees: Unlike other credit building products, Bright Builder carries 0% APR. You can build credit history with Bright Builder with no interest fees at all!
- Reports to major bureaus: Bright Builder reports your payment history to major credit bureaus like Equifax and TransUnion. Most lenders use credit information from these two bureaus to give out loans and mortgages.
- No Minimum score to apply: At Bright, we believe everyone deserves better financial outcomes. We want to give people the opportunity to build their credit history by opening new opportunities. Everyone can apply for Bright Builder, irrespective of their score.
- Loan size as small as $50: With Bright Builder, you can start building credit history with a secured loan as small as $50. This makes it easy for you to pay back the loan without straining your budget!
- 24x7 Real Customer Support: At Bright, we pride ourselves on providing excellent customer service. Our team is always available to answer your questions, provide support, and help you navigate the refinancing process via chat, email, or on-call.