General

Why does Bright need my bank account and credit card information?
Bright uses your bank and credit card information to learn about your personal finances. This is so we can design a Bright Plan that works best for you, and...
Thu, 24 Apr, 2025 at 3:11 AM
Is Bright only for credit cards?
No. Bright offers a range of services including credit card manager, credit monitoring, Bright Builder to help build payment history and credit, and Bright ...
Thu, 24 Apr, 2025 at 3:11 AM
Which banks and cards are supported?
We support a wide range of approved banks and cards across the United States. If you don’t find yours yet, please reach out to us at support@brightmoney.co ...
Thu, 24 Apr, 2025 at 3:12 AM
What is Bright Stash account?
Your Bright Stash account is a secure financial account with funds up to $250,000, FDIC-insured and secured by bank-level encryption. When Bright moves fund...
Thu, 24 Apr, 2025 at 3:12 AM
How do I delete my Bright account?
In the app, you can delete your account by canceling your membership at any time. You can also opt to Pause Bright for a period.  Please contact our Custom...
Thu, 24 Apr, 2025 at 3:13 AM
How does Bright build credit?
Payment history has the biggest impact on credit score accounting for 40% of how the score is calculated as per TransUnion (https://www.transunion.com/credi...
Thu, 24 Apr, 2025 at 3:13 AM
What is Bright?
Bright offers multiple products (subject to state residency) like Bright Builder, Bright Credit, Bright Plan, etc which the users can use to pay off their c...
Thu, 24 Apr, 2025 at 3:13 AM
My card is not available on Bright. What should I do?
Bright supports most active and open credit cards with between 13-19 digits. Does your credit card fit this category? If it does and you are still facing an...
Thu, 24 Apr, 2025 at 3:14 AM
How much does Bright cost?
The premium tier for Bright Membership costs less than $10 a month (for the annual plan). There are different monthly plans for the premium membership. 12...
Thu, 24 Apr, 2025 at 3:14 AM
Can I pause Bright?
In the app, you can pause Bright’s service whenever you want. During your pause period, we’ll stop moving funds into your Bright Stash Account. You always h...
Thu, 24 Apr, 2025 at 3:15 AM