Bright Money

A secured line of credit and an unsecured line of credit work the same, with just one difference: a secured line of credit requires a security deposit upfro...

With Bright Builder, you get a secured loan starting at $50.

Bright Builder offers a secured line of credit starting at $50. In order to access the loan, you have to deposit a fully refundable security amount of at le...

You can complete your security deposit either by setting up monthly AutoPay as low as $10 per month or by manually depositing funds through the app.

Yes, you can withdraw your deposit anytime before the full $50 amount has been provided. Once a deposit of at least $50 has been funded, this activates your...

No, withdrawing money from Bright Builder while building a deposit will not affect your credit score at all. However, we recommend you do not withdraw your ...

You can view the progress of your security deposit anytime in the Bright App. We will also send you an email informing you when you have saved the full $50 ...

You can access your loan once you complete the security deposit of $50.

Bright works with CBW Bank, Member FDIC to offer services for the secured line of credit. Bright also offers the Bright Builder loan direct in select states.

You can withdraw the $50 loan from the Bright app to a preferred checking account.