Bright Money

Bright Builder does not charge any interest fees, it is 0% APR.

If you could like to access your security deposit, you will need to first close the loan and pay off any outstanding balance. You can also use your deposit ...

You can log in to the Bright app and withdraw your money from the Bright Builder Account.

You can withdraw your money to the checking account of your choice. You would have to link the checking account with Bright where you want your money to be ...

While building your deposit, you can withdraw the current deposit amount. Post the loan origination, you can withdraw as much as your remaining credit limit.

You can log in to the Bright app and see your secured line of Credit.

The first draw amount is the first disbursement you will get after completing the deposit. You can select your first draw amount to be any value ranging fro...

We recommend keeping your first draw amount to $20 to prevent high utilization. However, you can choose your desired amount ranging from $0 to the credit li...

Yes, you can change your first draw amount in the Bright app.

During onboarding, you can choose  if you would like to set up Auto Pay for your monthly payments. You can also change this preference from inside the app o...