Bright Money

Bright Builder reports to the major credit bureaus 30 days after your statement's due date.

Payment history has the biggest impact on credit score accounting for 40% of how the score is calculated as per TransUnion (https://www.transunion.com/credi...

If your balance due is not paid in full after 30 days from the due date, we reserve the right to report information about your account to the major credit b...

You always have the option to close your account by using your deposit to clear any outstanding balance you might have and get the remaining amount back int...

Payment history has the biggest impact on credit score accounting for 40% of how the score is calculated per TransUnion (https://www.transunion.com/credit-...

Your Bright Builder account will reflect as Bright Capital Inc. or Bright/CBW on your credit report.

Bright Builder is a secured line of credit that remains open while a user is in good standing. We recommend continuing with Bright Builder for at least 10-...

You can close your Bright Builder account from the Bright app or via Bright’s Customer Support. Bright will use your security deposit to clear any outstandi...

Bright will use your security deposit to clear any outstanding balance and then return the remaining amount to your linked checking account. Bright will no...

If you close your Bright Builder Account in good standing, then we will no longer report payment history to the credit bureaus. While we can't speculate...