Bright Money

We review many aspects of your credit history to determine if you are approved for Bright Credit. The following are some of the factors that may be consider...

Yes, you can still apply for our credit line even if you have bad credit or a low credit score. We understand that everyone's financial situation is uni...

Currently, Bright Credit is only available in selected states. You can reach out to support@brightmoney.co to check if Bright Credit is available in your st...

No, checking your rates does NOT impact your credit score. When you check your rates for Bright Credit, we only initiate a “soft pull” of your credit report.

Yes, using Bright Credit to pay off your credit card debt can affect your credit utilization ratio positively. By paying off your credit cards, you'll b...

We offer credit lines of up to $8,000. Once you apply for Bright Credit, our team will review your application. If your application is approved, you will ge...

We offer interest rates as low as 9.95%. Once you apply for Bright Credit, our team will review your application. If your application is approved, you will ...

Bright Credit’s interest rates are variable. Interest rates are subject to changes based on the WSJ Prime Rate.

You can apply for Bright Credit on the Bright Money app. To download the app, use this link -  Google Play Store Apple App Store Or you can also apply...

We need your bank account information to verify your identity and to learn about your personal finances in order to personalize your offer (once you check y...