Bright Money

To send the documents required for processing your Bright Credit application, simply reply to the email you would have received from the Bright team. Or yo...

A credit freeze restricts access to your credit report. If you suspect your personal information or identity was stolen, placing a credit freeze can help pr...

If you need help, please reach out to Bright’s support team via,  24x7 Chat support: through your Bright Money App Email: Write to us at support@brightmo...

If your application was declined, you will get an email from Bright addressing the same. Please refer to the email sent to you by Bright for details on why...

No, it won’t impact your Credit score. When you check your rates, we only initiate a “soft pull” of your credit report, which has no impact on your credit s...

Currently, we do not support re-applications on Bright Credit. However, our team is working on making this feature available soon.

Yes, there are other options available for refinancing your credit card debt, such as personal loans or balance transfer credit cards. We recommend research...

You can find the steps you can take here. If you have any questions, please contact Bright’s support team.

Some steps you can take to improve your chances of being approved for Bright Credit in the future include paying your bills on time, reducing your debt-to-i...

If you need any help, please reach out to Bright’s support team via: 24x7 Chat support: through your Bright Money App Email: Write to us at support@brigh...