Bright Credit

Can I lower my monthly minimum payment?
No, currently it is not possible to change your monthly minimum due.  You can choose to pay the minimum due each month or you can always pay more than the ...
Thu, 24 Apr, 2025 at 4:51 AM
What happens if I am late on my monthly payments?
If you believe you may miss or be late on a monthly payment, please reach out to our Customer Support team immediately and we will do our best to work with ...
Thu, 24 Apr, 2025 at 4:52 AM
Can I make additional payments towards Bright Credit, beyond the minimum monthly payment?
Yes, you can always make additional payments toward your Bright Credit. You will be required to pay a minimum monthly due each month, but you can choose to...
Thu, 24 Apr, 2025 at 4:54 AM
I have some issues or questions related to my credit reporting, what should I do?
If you need help related to credit reporting, please reach out to Bright’s Customer Support via:  24x7 Chat support: through your Bright Money App Email:...
Thu, 24 Apr, 2025 at 4:55 AM
Does Bright report to the credit bureaus?
Yes, once your Bright Credit application is approved and you decide to accept the offer, Bright reports your credit line activity to the major credit bureau...
Thu, 24 Apr, 2025 at 4:55 AM
How will the Bright Credit loan appear on my credit report?
The Bright Credit loan will appear on your credit report as an unsecured revolving line of credit from Bright Capital Inc.
Thu, 24 Apr, 2025 at 4:56 AM