Bright Money

There could be various reasons why we were unable to retrieve your credit report, including but not limited to an error in the information provided, technic...

An adverse action notice is an explanation that lenders (like Bright) must give you if you’re denied credit — or if you’re given less favorable financing te...

No, there is no prepayment penalty for paying off your Bright Credit early. You can pay off your credit line in full at any time without incurring any addit...

Your credit limit is determined based on a variety of factors, including your credit score, income, credit history, etc. We offer credit lines of up to $8,0...

Following are some of the factors that affect credit limit increases: Payment history: Your payment history is one of the most important factors that will...

Yes, Bright will conduct a hard inquiry once you accept the offer. While it's true that a hard inquiry can temporarily have a temporary effect on your c...

If you need help related to Bright Credit disbursements, please reach out to Bright’s Customer Support via:  24x7 Chat support: through your Bright Money ...

As soon as you activate your Bright Credit offer, your funds will be ready to use. To start using your funds, you will need to tell us which cards and what...

Once you tell us which cards and how much you want to pay down with your approved limit, we will directly send those funds to your choice of cards. We dire...

If you need help related to your Bright Credit bills or payments, please reach out to Bright’s Customer Support via:  24x7 Chat support: through your Brig...