Bright Money

We require your Social Security Number (SSN) to verify your identity.

You should include your gross income on the application. Gross income is an individual’s total earnings before taxes or other deductions. This includes inco...

No, we currently do not offer joint applications for Bright Credit.

We obtain your credit information from one or more major credit bureaus.

We aim to review all Bright Credit applications as quickly as possible. In most cases, we provide a decision on the application within 1-2 business days. In...

We will keep you informed of the status of your credit line application via email. You can also visit the Bright app to check the status of your application...

Yes, you can cancel your application (request to close it) by reaching out to Bright’s customer support team, via: 24x7 Chat support: through your Bright ...

To verify your income, we will just need any of the following: Your payslips and your salary account statement from the last 3 months; OR Your most recen...

To verify your identity, we just need the following documents: A copy of your government-issued ID (front & back). A driver's License or passport ...

As per our policy, we process each application within 30 days of application submission. Hence, even though Bright might need more information from you to p...